@media (max-width: 1200px) {
  .navbar, .container, .footer-grid, .footer-bottom {
    padding-left: 30px;
    padding-right: 30px;
  }
}

@media (max-width: 1024px) {
  .nav-links, .nav-actions .btn-primary {
    display: none;
  }

  .hamburger {
    display: block;
  }

  .services-grid, .guides-carousel, .testimonials-grid, .budget-cards-grid, .invest-nav-grid, .resources-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
  }

  .split-layout, .planner-intro, .risk-management-row, .calculator-layout, .contact-layout {
    flex-direction: column;
    gap: 40px;
  }

  .split-col, .planner-intro-content, .planner-intro-image, .risk-content, .risk-image, .calculator-card, .calculator-results {
    width: 100%;
    flex: none;
  }

  .timeline::before {
    left: 20px;
  }

  .timeline-item {
    width: 100%;
    padding: 15px 20px 15px 50px;
  }

  .timeline-item:nth-child(odd) {
    left: 0;
    text-align: left;
  }

  .timeline-item:nth-child(even) {
    left: 0;
  }

  .timeline-badge {
    left: 10px !important;
    right: auto !important;
    top: 20px;
  }

  .roadmap {
    grid-template-columns: repeat(2, 1fr);
  }

  .roadmap-step::after {
    display: none;
  }
}

@media (max-width: 768px) {
  section {
    padding: 60px 20px;
  }

  .hero-content h1 {
    font-size: 38px;
  }

  .hero-content p {
    font-size: 16px;
  }

  .hero-stats {
    grid-template-columns: repeat(2, 1fr);
  }

  .services-grid, .guides-carousel, .testimonials-grid, .budget-cards-grid, .invest-nav-grid, .resources-grid, .roadmap, .stats-counter-row, .why-us-grid, .expense-categories, .strategy-row {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .cta-banner {
    flex-direction: column;
    text-align: center;
    gap: 30px;
    padding: 40px 30px;
  }

  .mobile-nav {
    width: 50%;
  }
}

@media (max-width: 480px) {
  .hero-content h1 {
    font-size: 32px;
  }

  .hero-ctas {
    flex-direction: column;
    width: 100%;
    align-items: stretch;
  }

  .hero-ctas button, .hero-ctas a {
    text-align: center;
    justify-content: center;
  }

  .hero-stats {
    grid-template-columns: 1fr;
  }

  .inquiry-grid, .contact-layout {
    grid-template-columns: 1fr;
  }

  .inquiry-box, .contact-form-card {
    padding: 25px;
  }

  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }

  .mobile-nav {
    width: 50%;
    padding: 80px 20px;
  }

  .mobile-nav-links a {
    font-size: 18px;
  }
}

@media (max-width: 480px) {
  .newsletter-box {
    padding: 40px 20px;
  }

  .newsletter-box h2 {
    font-size: 24px;
  }

  .newsletter-box p {
    font-size: 14px;
    margin-bottom: 20px;
  }

  .newsletter-form {
    flex-direction: column;
    width: 100%;
  }

  .newsletter-form input {
    width: 100%;
  }

  .newsletter-form button {
    width: 100%;
    justify-content: center;
  }
}

@media (max-width: 480px) {
  .hero-stats {
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
  }

  .stat-badge {
    padding: 15px 10px;
  }

  .stat-badge h3 {
    font-size: 24px;
  }

  .stat-badge p {
    font-size: 12px;
  }
}

@media (max-width: 480px) {
  .stats-counter-row {
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
  }

  .counter-card {
    padding: 25px 15px;
  }

  .counter-card i {
    font-size: 28px;
    margin-bottom: 10px;
  }

  .counter-card h3 {
    font-size: 26px;
    margin-bottom: 5px;
  }

  .counter-card p {
    font-size: 12px;
  }
}